Terms & Conditions
Please read these terms and conditions of use carefully before using this web site.
Your use of Driving In Edmonton depends on your acceptance, without modification, of the following terms and conditions (the “Terms and Conditions”). By using Driving In Edmonton you accept these Terms and Conditions.
Modifications of the Terms and Conditions
Driving In Edmonton may, in its sole discretion and for any reason, modify, supplement or amend these Terms and Conditions without any notice or liability to you or any other person, by posting revised Terms and Conditions on the Driving In Edmonton web site. Your continued use of the Driving In Edmonton website signifies your acceptance of such revised Terms and Conditions. View the website to review the most recent version of the Terms and Conditions.
How We Work
When you submit an application to Driving In Edmonton (the “Application”) we work together with service providers to process your Application. We do not arrange for or facilitate credit. We will release some or all of the information in your Application to these service providers in order to locate an appropriate credit provider for you.
By submitting an Application to Driving In Edmonton, you certify that all information which you provide in the Application is true and complete and you authorize Driving In Edmonton or our agents or affiliates to:
obtain any and all credit information concerning your Application from any sources which Driving In Edmonton deems appropriate;
obtain consumer credit reports from one or more credit reporting agencies in connection with the administration of your Application;
communicate with you in-person, by telephone, mail, email, text or any social media platforms;
provide reports to you on the status of your Application, including information concerning whether you pre-qualify for a loan or not, which lender’s loan offer (if any) you choose to accept, or whether your Application for credit is denied; and
sell or otherwise disclose information concerning your Application, including your personal information, to one or more persons or organizations, affiliates, credit reporting agencies, or wholesale lead providers, any or all of whom may conduct independent searches using the information disclosed in your Application for the purpose of processing a d facilitating your Application.
You can withdraw your consent to being contacted by Driving In Edmonton at any time by notifying us at [email protected] or by using the unsubscribe option on any of our electronic messages.
Driving In Edmonton does not warrant the authenticity or reliability of the websites linked to the Driving In Edmonton website and is not responsible for the contents of any linked website. The inclusion of a link on the Driving In Edmonton website does not constitute endorsement of the linked website by Driving In Edmonton. Use of any such linked website is at the user’s own risk.
The Website is for informational and educational purposes only. The Website is not intended to be a comprehensive or detailed statements concerning the matters addressed, and is not professional advice or recommendations (including financial, legal or other professional advice). It is your responsibility to obtain appropriate advice suitable to your particular circumstances from a qualified professional before acting or omitting to act based on any information obtained on or though the Website.
Referred Businesses, Referred Products/Services and Linked Sites
Driving In Edmonton may provide a referral to an independent business, such as a car dealer, lender or credit card provider (each a “Referred Business”), and Websites and communications from Driving In Edmonton may include advertisements for products or services (including cars, car loans or other financing, extended car warranties, insurance, roadside assistance services, personal loans, credit building services and credit cards) offered by a Referred Business (each a “Referred Product/Service”). Those referrals and advertisements do not guarantee that a Referred Product/Service will be offered or available to you as indicated or at all, or that you will qualify to purchase or receive a Referred Product/Service. The availability of a Referred Product/Service is within the discretion of the relevant Referred Business (not Driving In Edmonton) and will be subject to the terms and conditions specified by the Referred Business (not by Driving In Edmonton).
Referred Businesses are independent from Driving In Edmonton, and Driving In Edmonton do not have any control over, and are not responsible or liable for, any Referred Business or any Referred Product/Service. Each Referred Business will provide its Referred Products/Services subject to a separate agreement between you and the Referred Business, and Driving In Edmonton are not parties to that agreement or any related transaction between you and the Referred Business. Your dealings with Referred Businesses and your use of a Referred Product/Service are at your own risk, and you will not make any claim against Driving In Edmonton arising from, connected with, or relating to your dealings with a Referred Business or any Referred Product/Service.
For your convenience, Websites and communications sent by Driving In Edmonton may provide links or references to Internet sites or resources operated by independent persons (collectively “Linked Sites”). Linked Sites are independent from Driving In Edmonton, and Driving In Edmonton do not endorse, and have responsibility or liability for or control over, any Linked Site, any products, services or content available through a Linked Site or the collection of your personal information through a Linked Site or by the owner or operator of a Linked Site. Your use of a Linked Site and your dealings with the owner or operator of a Linked Site are at your own risk, and you will not make any claim against Driving In Edmonton arising from, connected with, or relating to your use of a Linked Site, your dealings with the owner or operator of a Linked Site or any product, service or content available through a Linked Site.
This website is not intended for use by minors. If you are under the age of majority in your jurisdiction, you may only use the Driving In Edmonton website, or any services provided in conjunction with the website, under the supervision of an adult. Driving In Edmonton does not knowingly collect personal information from minors. Use of this website is void where prohibited by applicable law.
In its sole discretion, in addition to any other rights or remedies available to Driving In Edmonton, and without any liability whatsoever, Driving In Edmonton may at any time, without notice to you, terminate or restrict your access to any component of Driving In Edmonton.
This use of the Driving In Edmonton website and any claims against Driving In Edmonton shall be governed by the laws of the Province of Alberta. You consent and submit to the exclusive jurisdiction of the courts located in the City of Edmonton, in the Province of Alberta, Canada, in respect of all disputes arising out of or relating to the use of Driving In Edmonton website and these Terms and Conditions.
Personal information is information about an identifiable individual which includes your name, address, age, income, date of birth, gender, financial information and credit records, as well as your opinions, preferences and purchase patterns.
Examples of personal information Driving In Edmonton may collect, use and disclose include your contact information, your financial information and other information that you may provide to us through your Application or otherwise or that we may obtain from third parties in conjunction with your use of the Driving In Edmonton website and services.
Collecting Personal Information
Driving In Edmonton will collect personal information by lawful and fair means and only with the knowledge and consent of the person concerned. Driving In Edmonton will only collect personal information which is relevant to the purposes for which it is to be used, to the extent necessary for those purposes, and will take reasonable steps to ensure the information is accurate, complete, and up-to-date.
Using and Sharing Personal Information
Driving In Edmonton may use or share your personal information and Application to:
obtain any and all credit information concerning your Application from sources which Driving In Edmonton deems appropriate;
obtain consumer credit reports from one or more credit reporting agencies connection with the administration of your Application;
communicate with you in-person, by telephone, mail, email, text or any social media platforms;
provide reports to you on the status of your Application, including information concerning whether you pre-qualify for a loan or not, which lender’s loan offer (if any) you choose to accept, or whether your Application for credit is denied; and sell or otherwise disclose information concerning your Application, including your personal information, to one or more persons or organizations, affiliates, credit reporting agencies, or wholesale lead providers, any or all of whom may conduct independent searches using the information disclosed in your Application for the purpose of processing and facilitating your Application.
Protecting Your Personal Information
Driving In Edmonton protects your personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification and take all necessary security measures necessary to ensure that personal information is handled and stored in a confidential and secure manner. We review our procedures and security measures regularly to ensure that they are properly administered and remain effective and appropriate for the sensitivity of the information.
Sharing Your Personal Information
Retaining your Personal Information
Subject to any legal or accounting requirements, we will retain your personal information only as long as necessary to fulfill the purposes for which it was collected. Personal information that is no longer required will be destroyed, erased or made anonymous, although copies of deleted information may continue to exist on back-up media.
Accessing your personal information stored by us
You have the right to access, update and correct inaccuracies in your personal information in our custody or control. To access your personal information, a request must be submitted in an email to us at the address provided in the “Contact us” section of this website. We will respond to your request for access or information in a reasonable time. There may be times when we are unable to fulfill your request – for example, if providing access to your personal information would reveal confidential commercial or proprietary information or personal information about someone else (and we are unable to separate your data), or if we are prohibited by law from disclosing the information. We may request certain personal information for the purposes of verifying the identity of the individual seeking access to their personal information records.
Responding to Privacy Concerns or Complaints
Driving In Edmonton will respond in a reasonable time to your questions, concerns and complaints about the privacy of your personal information and our privacy policies and procedures. We will investigate and respond to any concern you have regarding the handling of your personal information.